Modern HVAC units, including mini-split air conditioning, displayed alongside a digital payment plan interface, highlighting flexible financing options for an easier purchase experience.

What is Shop Pay ?

Shop Pay is a financing plan that offers 0% interest-free payments for up to 12 months and monthly installments with interest for up to 24 months on all MRCOOL Complete System Purchases.

Shop MRCOOL!

financing options up to 24 months

Pay with Shop Pay Installments when you check out

Checking Rates On Shop Pay Installments will not impact to your credit score!

  • 1. Add items to your cart.
  • 2. Check out using Shop Pay.
  • 3. In the Payment method section, select Pay in installments and tap Continue to payment plans.
  • 4. Verify any requested information and select your preferred payment plan.
  • 5. Select a card to use as your payment method. 

Note: Monthly payments up to 24 months require a debit card.

Credit cards are only accepted as payment methods on installment plans of 4 bi-weekly payments.

  • 6. Confirm your billing and shipping information is correct. Note: Your address needs to be in the United States.
  • 7. Click Continue.
  • 8. If required, enter the 6-digit code sent by Shop Pay to your phone. 
  • 9. If you agree to the terms, select the Agree checkbox and then complete your purchase. 
  • 10. Your finished, your system will arrive at your location in the next 4-6 days!

Note: If you don’t agree to the terms and conditions, then you can’t pay using Shop Pay Installments.  


After you select Shop Pay Installments, review your purchase. Your payment schedule will be determined by the installment option you select, and you’ll get an email reminder before each payment is charged in case you want to change your payment method.

Shop Now