Choose the Financing Option That Works for You
Compare flexible payment options at checkout and choose the plan that best fits your budget and timeline.
PayTomorrow
Flexible monthly financingFlexible financing with terms up to 36 months and rates starting at 0% APR for qualified buyers. Soft credit check only.
Shop Pay
Installments & monthly plansSplit your purchase into 4 interest-free biweekly payments or choose monthly plans through Shop Pay. Fast, easy, and secure.
Klarna
Buy now, pay laterBuy now and pay later with Klarna. Choose Pay in 4 or monthly financing with flexible options at checkout.
What is Shop Pay ?
Shop Pay is a financing plan that offers 0% interest-free payments for up to 12 months and monthly installments with interest for up to 24 months on all MRCOOL Complete System Purchases.
financing options up to 24 months
How to Use Shop Pay Installments at Checkout
Use Shop Pay to split your purchase into payments. Choose Pay in 4 (when available) or monthly installments during checkout.
Add products to your cart
Shop as usual and add the items you want to purchase.
Proceed to Shopify checkout
Click your cart and continue to the secure checkout page.
Select Shop Pay
Choose Shop Pay if it’s listed as a payment option, then continue.
Choose “Installments”
When prompted, select Shop Pay Installments to view available plans.
Pick your plan
Select Pay in 4 (interest-free, when available) or monthly payments. Available plans depend on eligibility and cart total.
Confirm and place your order
Complete checkout. You’ll receive confirmation and payment details from Shop Pay.
Pro tips (so checkout doesn’t get weird)
- Use the same email/phone you use for Shop Pay for faster verification.
- If you don’t see Installments, the cart total, location, or eligibility may limit available options.
- Shop Pay Installments availability and terms are determined during checkout.
That’s it. Shop now, choose Shop Pay at checkout, and pick the installment plan that fits your budget.
How to Use Klarna at Checkout
Use Klarna to split your purchase into flexible payments. Follow the steps below and you’ll be set up in minutes.
Add products to your cart
Shop as usual and add the items you want to your cart.
Proceed to checkout
Click your cart and continue to the secure checkout page.
Select Klarna as your payment method
Choose Klarna from the available payment options at checkout.
Complete Klarna’s quick setup
You’ll be redirected to Klarna to log in or create an account and confirm your details.
Choose your plan
Select the payment plan that works for you (Pay in 4 or monthly financing, if available).
Place your order
Confirm your order and complete checkout. Klarna will send your payment schedule by email.
Pro tips (so this goes smoothly)
- Use the same email + phone number you plan to use for Klarna, so verification is quick.
- If you don’t see Klarna, make sure you’re in the US and using a supported browser/device.
- Approval and available plans are determined by Klarna at checkout.
That’s it. Shop now, choose Klarna at checkout, and spread your payments in a way that fits your budget.